California could be a testing ground for a carrot-and-stick approach to preventing the collapse of insurance markets as ...

A few big-name insurance companies have committed to writing more policies in parts of California that include high wildfire risk zones.

The state’s property insurance crisis, deepened by the devastating Los Angeles wildfires, is bringing renewed attention and a ...

Homes that lose coverage can become un-mortgageable. Property values decline. Communities that stood for decades begin to be ...

Losses from the Los Angeles fires threatened to deepen a crisis that has already left hundreds of thousands of Californians struggling to find and keep affordable homeowners insurance. A major concern ...

One of the most common insurance complaints after a fire comes from people whose homes are still standing but covered in potentially toxic soot. Because there is no state or federal standard for smoke ...

The wildfires ravaging Southern California are expected to add further fuel to the state's ongoing insurance crisis, as residents' options for property coverage continue to dwindle or even disappear.

“We’re never going to get to affordability if we don’t get insurers back into California. And the way we do that is by bringing down the risk,” said Ricardo Lara, the California Insurance Commissioner ...

Medi-Cal, California's Medicaid program, provides health insurance to adults, children and families with low incomes. To get Medi-Cal, you have to make less than about $1,800 per month if you're ...

Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a ...

The state’s insurer of last resort is meant for high fire risk properties but homeowners in areas unlikely to burn are now ...